Description

At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we're advancing AI to move from insight to action-enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Skills and Competencies

• 3+ years of experience within the (re)insurance or alternative risk transfer sector
• Experience running Moody's RMS or competitor catastrophe models
• Proficient in coding (e.g., SQL, R, Python) and comfortable working with large datasets
• Ability to quickly learn and adapt to new technologies
• Strong communication and presentation skills with the ability to tailor messaging across seniority levels
• Demonstrates proactive ownership and personal accountability
• Effective collaborator with strong teamwork orientation
• Strong problem-solving skills and meticulous attention to detail
• Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency
• Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use

Education

University degree in one of the following or a related field:

• Earth or climate sciences
• Mathematics, statistics, physics, engineering, data science, computer science
• Risk management/insurance or actuarial science

Responsibilities

Deliver consulting projects that support clients in quantifying, managing, and operationalizing climate and catastrophe risk.

• Lead defined project workstreams and provide oversight to junior associates
• Collaborate with project managers, domain experts, and client relationship managers to deliver projects within scope, effort estimates, and timelines
• Ensure accuracy and quality of analytical outputs through thorough QA practices
• Work with subject matter experts across teams to design and implement new or complex methodologies and establish best practices
• Support team development by coaching, training, and sharing knowledge with associates

About the Team

Our Insurance Advisory Team is responsible for defining best practices in risk quantification and helping clients navigate emerging climate and catastrophe risks.

We contribute to Moody's mission by:

• Providing analytics, advisory, and technology solutions to insurers, financial institutions, governments, and corporates
• Supporting innovation in risk transfer solutions, including parametric insurance, catastrophe bonds, and alternative risk transfer structures
• Addressing emerging systemic risks-such as climate change, cyber threats, and pandemics-through advanced modelling and advisory services

By joining our team, you will help shape the future of climate and catastrophe risk management and contribute to building resilience in society.

For US-based roles only: the anticipated hiring base salary range for this position is $93,600.00 - $135,750.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody's also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement. Click here to view our Notice to New York City Applicants.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.