Description

• Drive high-impact credit risk underwriting for major MENAT financial entities.
• Work in a senior role with exposure to Board reporting, policy and automation.

About Our Client

The company is a well-established and reputable Financial Institution.

Job Description

• Conduct credit risk assessments for Banks, Countries, NBFCs, MDBs, GFIs, Insurance Firms, Leasing Companies, MNCs, and Sovereign Wealth Funds across the MENAT region.
• Prepare credit reviews for renewals, enhancements, new-to-bank proposals, and amendments.
• Perform internal risk ratings using financial analysis and qualitative judgment.
• Monitor excesses, past dues, collateral shortfalls, covenants, and concentration limits.
• Identify early warning signs, manage stressed exposures, and support Watchlist, staging, and IFRS9/ECL processes.
• Deliver Risk MIS for regulatory submissions, audits, and Board/Management reporting.
• Update and maintain credit policies, SOPs, Charters, and Risk Frameworks across multiple regulatory jurisdictions.
• Lead or support risk automation and process-improvement initiatives.

The Successful Applicant

• 12-15 years of experience in Credit Underwriting within a financial institution.
• 5-7 years of underwriting experience specifically for Banks, Countries, or GFIs in the MENAT region.
• Strong credit analysis skills and deep understanding of Country and Bank risk.
• Knowledge of IFRS9, ECL, and risk management frameworks.
• Strong financial statement analysis and understanding of banking products.
• Excellent time management, teamwork, and MS Office skills.
• Experience with systems such as Finacle, Kepler, CRISIL ICON, Bloomberg, and external rating data.
• Bachelor's degree in Finance/Accounting; MBA or CFA preferred.

What's on Offer

• Senior-level role with regional exposure and strong decision-making impact.
• Opportunity to shape credit policies and risk frameworks.
• Involvement in automation and modernization of risk processes.
• Competitive compensation and a professional, high-performance working environment.

Contact
Asma Siddiqui

Quote job ref
JN-032026-6966036