Description
Join our Team as a Loan Underwriter!
As a member-focused credit union, we’re looking for new team members who have a desire to help others. Whether empowering people to reach their goals in person or behind the scenes, our employees share a commitment to creating meaningful relationships with our members and community. We’re also a fun place to work, and we offer competitive pay, professional development, and great benefits! To learn more about SELCO, view the full position description, and apply, please visit https://www.selco.org/join/careers!
We are currently looking for a full-time non-exempt Loan Underwriter to join our team! In this role, you will review and evaluate loan applications and supporting documentation to determine whether to approve, deny, or counteroffer, using strong analytical skills, sound underwriting practices, and a thorough understanding of SELCO policies and guidelines.
This position will report onsite to the Corporate Headquarters location in Springfield, Oregon and is possibly eligible for a hybrid onsite and remote work arrangement for those who meet the program requirements. The successful candidate will need to be available to work Monday through Friday from 8am to 6pm with some rotating Saturdays.
COMPENSATION
Base Salary: The full salary range for the Loan Underwriter position is $25.35 to $36.75 per hour.
Annual Incentive: In addition, all SELCO team members receive an annual incentive based on how well SELCO meets the prior year’s strategic business goals. This incentive is calculated using the team member’s prior year eligible earnings and ranges from 0%-12% (with the average payout over the last five years being 11.07%).
BENEFITS
Our team’s well-being is a priority, and we’re proud to offer a comprehensive and holistic benefits package for team members and their families.
- Medical, dental, vision, long-term disability, and life insurance
- 401(k) retirement plan (with guaranteed employer contributions)
- Paid time off for personal and volunteer hours, as well as 10 paid holidays per year
- Additional programs and benefits include wellness and educational reimbursements, an employee assistance program, discounted rates on select SELCO services, and more.
Check out our complete benefits list here!
POSITION DETAILS
Essential Functions include (please see the position description for a comprehensive list):
- Apply sound underwriting judgment within established SELCO policies, guidelines, and authority limits to review and decision a high volume of loan applications across multiple channels (branch, online, phone, retail).
- Read and analyze documents such as credit reports, tax documents, etc.
- Clearly document loan decisions, observations, and recommendations.
Required Skills and Abilities include (please see the position description for a comprehensive list):
- Exceptional customer service skills by using the GVAL-HI approach to providing service. Greet people. Value them. Ask how you can help. Listen. Help them. Invite them back.
- Ability to discover member needs to effectively cross-sell SELCO’s products and services.
- Effective communication and active listening skills through all methods of interaction (e.g., in person, via phone, and in writing).
Requirements
Required Education and Experience
- High school diploma or equivalent; and
- At least three (3) years of consumer lending experience; and
- Consumer loan underwriting experience is preferred, but not required; and
- Must be bondable.
